Contacting the AppropriateInsurance Carriers
After you are injured in a
car accident or another type of motor vehicle accident, you will need to take certain
steps to seek compensation from the at-fault party. While this typically
involves going through the at-fault party's insurance company, you
may need to seek compensation from your own insurance company as well
in certain types of cases.
For example, you may have to file a claim with your own insurance provider
if you were the victim of a hit and run accident or if you are seeking
financial recovery through your Personal Injury Protection (PIP) insurance coverage.
Providing a Statement
After you notify the appropriate insurance company or companies of your
accident, you should get a call from an insurance claims representative.
The claims representative will want to collect a statement from you (usually
a recorded statement) concerning the specific details of your accident
and your injuries.
The insurer will want to know information such as the following:
- The date and location of your accident
- The facts of how the accident occurred
- Information about your injuries and information about your medical bills
- Other expenses caused by the accident.
The insurance company will most likely ask for documentation related to
your medical treatment and expenses.
Deciding the At Fault Party
After obtaining a statement from you and evaluating other evidence and
information, the insurance company will then decide who was at fault in
the accident. If it is determined that the other party was at fault, the
insurer will offer you a settlement. If you are not satisfied with the
settlement offer, you can negotiate with the insurance company for a higher
amount or take the case to court.
Why You Need To Work With A Lawyer
It is important to have a qualified car accident attorney involved in the
claims process. When car accident victims do not have the help of a strong
lawyer, they can easily end up making statements or handing over information
that is harmful to their claims. Insurance companies are constantly looking
for ways to reduce settlement offers or to deny claims altogether.
As a personal injury lawyer who has more than 25 years of legal experience,
I can help you take steps to strengthen your car accident claim and fight
for the full compensation to which you are entitled.
Contact the Fetto Law Group firm and get a free