Who Pays the Bills for My Car Accident?
Protect Your Rights with a Walnut Creek Car Accident Attorney
If you were recently involved in a car accident, the first thing on your mind is likely, “Who is responsible for covering the cost of my losses?” Medical bills and vehicle repairs can add up quickly, leaving many accident participants to wonder where the money is going to come from.
The answer to this question largely depends on the role you played in the accident. If you are found responsible for the incident, the outcome will be much different than if someone else caused your injuries.
Understanding California’s Insurance Laws
If you are not at fault for the accident, you essentially have three methods of pursuing compensation:
- File a claim under your own insurance policy
- Pursue a claim through the at-fault driver’s insurance company
- File a personal injury lawsuit against the at-fault driver directly
California’s “fault” system typically allows anyone injured as a result of the car accident to take one or more of the actions listed above. This means that if someone else is liable for the accident, they or your insurance company are responsible for compensating your losses.
If you are at fault, however, you may have to pay for the injured person’s losses depending on your auto insurance coverage. All drivers are required to carry minimum coverage amounts, which will compensate the injured party. When the limits of your policy have been reached, it is up to you to pay the rest of the damages.
Regardless of your involvement in the accident, it is important to consult with a Walnut Creek car accident lawyer right away. Our firm can assess your case and ensure that your rights are protected. We work hard for our clients, treating each individual with the respect they deserve. Call our firm today to get started!
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